Most Illinois homeowners assume the hard part of a house fire is the fire itself. Then the claim starts, and they learn the harder part is often getting the insurer to pay what the policy actually promises. Fire is one of the most reliably...

Most drivers treat rough pavement as an annoyance. You feel the jolt, mutter about the roads, and drive on. But uneven pavement does more than rattle your coffee. A deep pothole or a buckled stretch where one lane sits higher than the next can...