Texas Motorcycle Crash Victims: Helmet Law Doesn’t Guarantee Full Compensation

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By LawGC

Texas Motorcycle Crash Victims: Helmet Law Doesn’t Guarantee Full Compensation

Riding a motorcycle in Texas can be exhilarating, but a crash can quickly create chaos in your life. Even if you follow all safety rules, another driver’s mistake can leave you with broken bones, medical bills, and lost income. Insurance companies often try to pay as little as possible, even if you are seriously hurt. Talking to a motorbike accident lawyer in Texas can help you get the compensation you really need.

How the Helmet Law Works in Texas

In Texas, not everyone has to wear a helmet. Riders under 21 must wear one, but if you are 21 or older, you can skip it if you take a state-approved motorcycle safety course or have health insurance that covers crash injuries. Helmets still have to meet safety rules, and police can check them. Knowing this is important because insurance companies sometimes try to use helmet use to offer you less money after a crash in places like Houston, Austin, or Corpus Christi.

  • Riders under 21 must wear a helmet.
  • Riders 21 and older can skip a helmet if they take a safety course.
  • Riders 21 and older can also skip a helmet if they have health insurance that covers injuries.
  • Helmets must meet state safety standards and can be checked by police.

How Insurance Companies Try to Use Helmets Against You

Insurance companies may try to pay less if you weren’t wearing a helmet. They might say your injuries are worse because of it or suggest you are partly at fault. Motorcyclists are sometimes treated unfairly compared to car drivers. A lawyer fights back by collecting evidence, showing how the crash caused your injuries, and proving the other driver is at fault.

Common tactics insurance companies use include:

  • Claiming your helmet choice caused more injuries without proof.
  • Offering a quick, low settlement before you know the full cost of treatment.
  • Asking you to give a recorded statement to use later.
  • Saying you share blame even if the other driver ran a red light.

A lawyer can get medical reports, preserve crash evidence, and make sure the full cost of your recovery is considered.

What You Can Get After a Motorcycle Crash

You can recover money for many things that insurance companies often ignore, such as:

  • Medical bills for hospital visits, doctor appointments, and rehab.
  • Lost wages while you were recovering or if you can’t work the same way.
  • Pain and suffering for physical pain and stress from the crash.
  • Motorcycle repair or replacement and damaged personal items.
  • Future medical care if you need ongoing treatment.

A lawyer documents everything so the insurance company or a judge sees the full picture.

Act Fast: Hire a Lawyer and Texas Time Limits

You don’t have forever to file a claim. In Texas, you usually have two years from the date of the crash to start a personal injury lawsuit. Missing this deadline can stop you from getting any money. Acting quickly matters whether you live in big cities like Dallas or smaller towns like Lubbock or Amarillo.

Why Hiring a Lawyer Early Helps

After a motorcycle crash, time is critical. Acting quickly can make a big difference in the outcome of your case because there are strict deadlines and important evidence that can be lost if you wait. Hiring a lawyer early ensures your rights are protected from the start and gives you an advocate to handle the insurance company, medical documentation, and legal paperwork. 

Here’s how having a lawyer on your side from the beginning can help:

  • Makes sure all deadlines are met.
  • Collects evidence while it’s still available.
  • Talks to insurance companies so you don’t get pushed into a low settlement.
  • Checks the total cost of recovery, including future treatment.

Get Help Now

If you were hurt in a Texas motorcycle crash, don’t settle for the first offer. A motorbike accident lawyer in Texas can review your case, fight insurance company tricks, and make sure all costs are counted, from medical bills to pain that affects your daily life. Whether you live near San Antonio, El Paso, Galveston, or another town, getting help quickly gives you the best chance to get the compensation you need to recover.

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