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August 2018 Archives

Is the home loan you co-signed part of your ex's bankruptcy?

Did your former spouse decide to keep the marital home in the divorce? If so, he or she probably also agreed to pay the mortgage loan as well. The problem is that if you failed to have your name taken off that loan, you may still be responsible for it long after your divorce is final.

Digital assets complicating estate planning

Estate planning in Florida has changed significantly and is likely to continue to change thanks to digital assets. Everything from cryptocurrency and online cash accounts to passwords and online contact lists should be included in many estate plans. As always the most important thing is a communication to the executor of what the assets are and to whom they will pass.

Financial incompatibilities can lead to divorce

Many people in Florida are struggling with massive student loan debt. On average, people who have borrowed student loans owe an outstanding balance of $34,144. For graduates of the class of 2017, that number is even greater, with an average balance of $39,400. Student loan debt is on the rise, and the percentage of people who owe $50,000 or even more has tripled over the past 10 years. Only 22 percent of millennials are debt-free, and student loan debt plays a particularly large role in this debt burden.

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