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February 2016 Archives

What you should know about liquidation and fraud

When you choose to file a Chapter 7 bankruptcy, your primary concern is probably to overcome financial challenges or find relief from overwhelming debt. You may be worried about the liquidation of your assets, though. We at the Law Offices of George Castrataro, P.A., understand that it can be tempting to take measures that prevent certain assets from being affected by the liquidation process. However, failing to disclose all of your assets can get you into criminal trouble.

Three truths and a lie about bankruptcy

Nearly everyone knows something about bankruptcy. Perhaps you had an uncle who filed for Chapter 11 after his small business folded. Maybe your ex-spouse filed for Chapter 13 after your divorce. Perhaps you yourself are considering Chapter 7 as a way to gain a fresh financial start.

Payday loans: Beneficial or destructive?

If you have to live from one paycheck to the next, being prepared for the worst can be a significant source of anxiety. Without a savings account or credit card to fall back on, you may be considering a payday loan to get you through a crisis. Before you make that choice, there are a few issues the Miami Herald mentions that could be a recipe for financial disaster.

Bankruptcy exemptions: why you do not 'lose it all' in Chapter 7

If you are struggling with overwhelming debt but can't bring yourself to talk about filing for bankruptcy, you are not alone. Many people see bankruptcy as a last-resort option and wait longer than they should before consulting an attorney about their financial situation. Why?

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