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November 2016 Archives

Uncontested Divorces in Florida

When you first decide to meet with a divorce attorney, that attorney may ask you if you plan to pursue a contested or uncontested divorce process. "Huh?" you may understandably ask. In practical terms, an uncontested divorce (also known in Florida as dissolution) is one in which you and your spouse are not struggling with fundamental differences in regards to either property division or child custody matters. 

What can you do if you are unable to repay a student loan?

If you apply for a student loan, the first warning you are likely to receive is that federal student loans are non-dischargeable in a bankruptcy. When you have student debt, you are stuck with it until it is repaid. It is important to carefully consider your need for a student loan and balance it with the likelihood that you will be able to repay it after graduation. However, it is impossible for you and other Fort Lauderdale residents to predict whether you will have financial troubles later in life. You may have obtained an education that landed you a good job, but years later you might have trouble paying your bills.

Can a hardship discharge give you a fresh start?

In previous posts, we have discussed how Chapter 13 bankruptcy may give you a chance to get caught up on your debt in an affordable way. To recap, the court would work with you to reorganize your debt so you would repay most or all of it within three to five years. Chapter 13 bankruptcy is intended to make it affordable for you and other Fort Lauderdale residents to pay your debt, and also takes into consideration your ability to pay.