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September 2016 Archives

When is a good time to file for bankruptcy?

You may have just begun to experience financial difficulties, or you might have been suffering under the burden of heavy debt for some time. Regardless of how long you have been in debt, these challenges can be crippling. Like other Fort Lauderdale residents, you may wonder when enough is enough. At what point do you decide to stop struggling with your debt and file for bankruptcy?

What debts may be dischargeable in a Chapter 13 bankruptcy?

As previous posts in this blog have pointed out, Chapter 7 and Chapter 13 are the two main types of personal bankruptcy that you might consider if you are going through difficult financial challenges. As you know, Chapter 7 bankruptcy offers Fort Lauderdale residents a fresh start, as most debts are discharged and they get a clean slate. Chapter 13 allows you to repay your debts over a period of three to five years through a manageable repayment plan.

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