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September 2015 Archives

Why are so many millennials struggling with debt?

With the recent recession, the rising cost of education and stagnant pay, it is becoming more and more difficult for people in Fort Lauderdale, Florida, and elsewhere in the United States to achieve a comfortable standard of living. Many are discovering that using credit cards to cover the needs not met by a paycheck has resulted in crushing debt. As millennials are graduating from college and seeking careers, they are encountering significant financial challenges.

Can a home be sold after filing Chapter 7 bankruptcy?

If you have filed for a Chapter 7 bankruptcy in Fort Lauderdale, Florida, to get a fresh financial start, you are typically allowed to keep your home. Florida state law says that it is exempt from being sold under process of the bankruptcy court, unless it is to pay taxes on the property itself. While a creditor does not have the ability to force you to sell your home to collect on a debt, it may also be difficult for you to sell it yourself. When this is something you feel is necessary, you must abide by certain limitations placed on the sale by the court.

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